Church Insurance Brokers
Why Churches Trust Integrity Now as Their Insurance Broker
Our founder Kevin Edwards has been a Youth Pastor for over 20 years — that hands-on ministry background is at the heart of everything we do as church insurance brokers. When you work with Integrity Now Insurance Brokers, you get an independent agency that shops carriers like GuideOne, Church Mutual, and Philadelphia Insurance to find coverage built specifically for your church.
As independent church insurance brokers, we are not locked into a single carrier. That means we can compare multiple A-rated insurance companies that specialize in church coverage — something a captive agent simply can’t do. Far too often we talk with churches that obtained a policy from a company that doesn’t specialize in church insurance, leaving critical coverage gaps.
We are one of the top church insurance brokers in the country, and we have helped thousands of churches with their insurance needs.
How do Church Insurance Brokers Help
Church Insurance Brokers are typically very involved in not only church insurance but also their own church’s ministries. For instance, the owner of Integrity Now Insurance Brokers has been a Youth Pastor for over 20 years. This is what helped steer him towards helping churches with their ministry insurance.
Because we are both church insurance Agents and a leader within a church, we understand the needs of churches.
When you work with one of our church insurance brokers, we will ask you about your current insurance program and obtain the needed details on your church. This will help us structure an insurance policy that is specifically designed around your church’s insurance needs.
Churches come in all shapes and sizes, so no two church insurance policies are set up exactly the same. A small church with less than 50 members will need a church insurance policy that includes the needed coverage, however, their insurance limits will be set at a lower amount. While a church with 500 or more members will need a more robust church insurance coverage with much higher limits.
What Coverages do Church Insurance Brokers Recommend
Church Insurance Brokers will recommend your church is protected by an A-rated Church Insurance Company. It is important your church is insured with an insurance company that is financially strong and will be there for you at the time of a loss. It is also important to have the proper church insurance coverage in place, including church property insurance, general liability insurance, and directors & officers coverage.
General Liability Insurance
A general liability insurance policy can include a broad layer of insurance protection. Typically, this coverage is viewed by many as your slip trip and fall coverage. If someone gets injured or their property becomes damaged as a result of something related to your church organization, your churches general liability insurance will help protect your church. Your church insurance coverage should also include a host of other coverages within the general liability coverage. These include coverage for Pastoral Counseling, Directors and Officers, Abuse and Molestation, Employment Practice Liability Insurance, Crime, Religious Belief coverage, and more.
Church Property Insurance
No matter if you own a church building or you are simply renting a space. Your church will need to have church property insurance. This coverage can include coverage for the church building insurance and/or the churches personal property such as your sound equipment.
Workers’ Compensation Insurance
As your church grows so will your need for additional insurance protection. Workers’ compensation insurance for churches, protects your church staff and Pastors in the event they experience a work related injury.
Business Auto Insurance
Many churches acquire vehicles to help support their ministries. Business auto insurance for churches includes coverage for your 15-passenger vans or even a church bus. No matter what type of church-owned vehicles, your church insurance brokers are here to help find your church an affordable church insurance company.
Group Health Insurance
Your church staff will need health insurance for them and their family. While group health insurance is not cheap is critical insurance coverage for churches. This includes coverage for health insurance, Dental Insurance, Vision, and Short Term and Long Term Insurance coverage.
Ready to Find the Right Church Insurance Coverage?
Your church insurance brokers are there for you from the very beginning. We pride ourselves in serving our church clients and helping them obtain the needed church insurance. Each of our churches are confident that they are protected as we have considered all of their church insurance needs.
To get started, feel free to give us a call and/or fill out the contact form with any questions or queries you might have. One of our church insurance brokers will assist you throughout the entire process, providing unique insurance and risk management solutions for your church.
Take the first step toward having adequate church insurance protection today at an affordable price! Whether it’s for your church’s general liability insurance or church property insurance, we’re just a phone call away. Feel free to reach out to us at any time for any queries or questions regarding our services.
Frequently Asked Questions About Church Insurance Brokers
What does a church insurance broker do?
A church insurance broker acts as an independent advocate for your ministry. Rather than representing one insurance company, brokers like Integrity Now Insurance Brokers shop multiple A-rated carriers — including GuideOne, Church Mutual, and Philadelphia Insurance — to find the coverage that best fits your church’s size, ministry, and budget.
Why should I use an independent church insurance broker instead of going directly to an insurance company?
An independent broker gives you access to multiple carriers and can compare coverage options side by side. A direct or captive agent only offers products from one company. Because churches have unique risks — from property and liability to D&O and abuse prevention — having a broker who can match your specific needs to the right carrier often results in better coverage at a lower cost.
What types of insurance do church insurance brokers typically recommend?
Most churches need a combination of church property insurance, general liability insurance, workers’ compensation, directors & officers coverage, and abuse & molestation liability. Your broker will assess your specific ministry activities and facilities to recommend the right coverage package.
How much does it cost to work with a church insurance broker?
Working with an independent church insurance broker typically costs you nothing directly. Brokers are compensated through commissions paid by the insurance carriers, not by the church. That means you get professional guidance and access to multiple carriers at no extra out-of-pocket cost.
How do I get started with Integrity Now Insurance Brokers?
Getting started is simple. Call our team or fill out our online contact form, and one of our church insurance brokers will review your current coverage, identify any gaps, and present options from multiple A-rated carriers. We serve churches in all 50 states and work with ministries of every size.