Why Your Commercial Insurance Policy May Not Cover Hail and Wind Damage to Your Church

Church Hail

A comprehensive church insurance policy can save your ministry from the burden of repair costs while streamlining repair work to ensure timely completion. However, many people are unsure about their current insurance plan coverage; they think the commercial policy will cover all sorts of damage, but that’s not the case. Here are a few things […]

How To Encourage Your Congregation to Start Inviting People to Church

Congregation in a ceremony

Imagine; even if every church member invites one new guest every year, the congregation can grow in leaps and bounds. Sadly, most of the members don’t feel comfortable bringing up their religious beliefs let alone inviting someone to their church. However, there are several less-intimidating and easy ways to encourage them to start inviting more […]

How To Choose The Right Insurance For Your Church

Colorful dome of a church

Although church insurance is similar to that of a traditional business, choosing suitable insurance can often be a daunting task because it differs in certain aspects. Minor differences have a significant impact which is why it’s important to work with an experienced church insurance agent who can help devise a comprehensive policy that provides full […]

Practical Tips to Increase Online Donations for Churches

Young and aged woman looking at a phone

According to Nonprofits Source, missionary societies, denominations, congregations, and religious media have consistently remained one of the largest recipients of charity in America. However, giving to religious organizations only comprises about 27% of the total charities in America (Giving USA, 2020). To put that into perspective, the number was 58% back in the 1980s.

Tips For Reopening Churches After COVID-19

Women wearing masks during a service in church

Although communities, families, individuals, and even entire nations have been affected in real and lasting ways, we don’t know how life will be after the dust settles from the COVID-19 pandemic. One thing we all understand is that we’ll be experiencing a new state of normalcy. This guide will help your church navigate smoothly into […]

Types Of Missionary Trips That Make a Lasting Impact

Illustration representing cohesion of people

The primary role of a missionary is to serve as a ‘witness’ while attempting to convert other people to their belief system by teaching them about the religion. Missionaries are given the name as they go on ‘missions’ to spread their beliefs through formal lectures, sermons, and one-on-one conversations while providing some sort of basic […]

5 Ways Your Church Can Serve the Community

A man sitting alone in a church

Churches are an essential part of a community. They foster a sense of community around a set of shared beliefs, providing joy and satisfaction to its members. In the modern-day, churches can find themselves struggling to connect with the people. However, while a change in societal norms and expectations may be transpiring, it doesn’t excuse […]

Why Do Christians Go to Church on Sundays?

Inside of a church cathedral

Some Christians refer to the ten commandments and cite that the Sabbath falls on a Saturday rather than a Sunday, raising questions about why most churches hold service on an incorrect day. Yet, most Christians attend Sunday service at their local church. These differences raise many concerns among Christians as they argue over the holy day of […]

5 Proven Strategies for Increasing Church Membership

A woman sitting in church

Churches thrive on having active communities. However, in an era of declining church memberships, many churches find it hard to retain members, let alone expand their member base. Maintaining your church operations can be challenging with a dwindling community, which is why churches should actively be putting themselves out there, trying to attract new members. […]

Seated Service: Chairs or Pews?

A church pew

When most people think of a church, the first thing that comes to mind is the rows of pews lining the church cathedral. Most people closely associate pews with churches because they’ve been the traditional church furniture for hundreds of years. However, in today’s times there have been numerous changes in church design. Surveys show that […]

4 Important Steps for Preparing a Sermon

A youth pastor ready to deliver a sermon

The life of a pastor isn’t as straightforward as it may seem. Delivering a sermon in front of hundreds of members can be an extremely strenuous task. It is arguably the most visible and well-known part of a pastor’s job. However, preaching a timely and truthful message requires extensive preparation. It’s not easy to prepare […]

Types Of Insurance Churches Need

Many times just a single incident can financially cost churches a lot; keep reading to learn more about different insurances your church may need.  

A Complete Guide to Church Building Fundraising Campaigns

A church building cathedral

Fundraising is a necessary activity for churches. Most churches rely on offerings, donations, and fundraising campaigns to survive. Whether your church needs a new church building, church building maintenance, missionary support, or church insurance, you’ll need money to accomplish each of these items. Typically, churches aren’t moneymaking endeavors. Although some churches host events or perform […]

Whole Life Vs. Universal Life Insurance—What’s The Difference?

A Church insurance agent showing a client various policies.

Click to Request Quote Learning about and purchasing insurance can be an overwhelming task. There are different types of insurance to choose from, but you need to find one that meets your needs. Like home insurance, your Church’s current situation and financial goals are unique. Many ministry leaders tend to get caught up in the […]

5 Tips for Church Construction Projects

An interior view of a Church in Nevada.

Click to Request Quote Building a church isn’t a small feat; it requires careful consideration in terms of design, safety, structural durability, and the comfort of the congregation. If you’re planting a church, here are some tips to keep in mind:

How to Find the Right Annuity for You

A agent asking a client to sign an insurance paper.

Click to Request Quote When learning about Church insurance and other administrative responsibility, one term that will most likely pop up is annuity. Some ministry leaders might not be well versed in these financial aspects, which makes finding the right one a challenging process. Fortunately, our experts at Integrity Now Insurance, have put together a […]

How to Manage and Maintain Your Church Building

Aerial view of a church

Click to Request Quote Churches have played a pivotal part in people’s lives for thousands of years and require facilities to continue doing so. Therefore, maintaining and managing a church building is essential.

How the Coinsurance Clause affects Church Insurance Coverage

Building on fire

Click to Request Quote How the Coinsurance Clause affects Church Insurance Coverage We frequently talk with churches about their insurance coverages.  One of the most common discussions we have with churches is around the subject of the coinsurance clause. We recently talked with a church located in Washington.  Our quote was coming back around $1,000 […]

Church Planting Prayer List

Churches are not the physical building in which you worship but the congregation of members who gatther in the name of jesus.

Different Types of Religious Organizations

A woman praying in a church

Click to Request Quote Religious Organizations refer to groups of people who come together for various purposes and follow a shared set of beliefs and values. Different types of religious organizations exist throughout the world. Let’s look at some of them here.

How to Buy Church Insurance

A Church in California

Church leaders are constantly finding new ways to address the needs of their community. From scheduling prayer services to hosting group events and handling administrative responsibilities such as insurance, this can be overwhelming, to say the least. This is where an insurance agent who specializes in churches can come to the rescue. Here’s everything you […]

Los Angeles California Churches Returning back to normal in 2021

California Church Insurance

Church Property Insurance Expert (877) 854-7396 Los Angeles California Churches Returning back to normal in 2021! Like many other parts of this great country California was also part of the great shut-down.  Not only were every business affected by the Covid=19 shutdown, Churches were also forced to shut down or completely change how they operate.   […]

California Churches Open or Closed – Covid-19

Covid-19

Can my church open during Covid-19 in California? California is no exception to the rule when it comes to dealing with Covid-19.  As an insurance agent who specializes in church insurance my phone has not stopped ringing for the past 7 months with different questions related to Covid-19. Initially the churches would ask can we […]

Church Insurance News 2020

Church Building

Church Property Insurance Expert (877) 854-7396 Church Insurance News and Updates 2020 has brought about many unexpected changes and challenges for everyone including churches.  The economy was booming and everyone was enjoying life and hopefully reading lots of book and taking in God’s beautiful canvas He created.  It is important to never lose sight of […]

Criminal Background Checks – Frequently Asked Questions

Background Checks For Churches

Click to Request Quote Criminal background Checks for Churches FAQ’s Conducting criminal background checks is a vital part of keeping our kids and seniors safe.  While it is not a full proof as many criminals go undetected for many years, it is one risk management tool that should be used by your church. Many churches […]

Church Plan Clarification Act

Click to Request Quote The “Church Plan Clarification Act” was introduced in Congress in 2013 but was not enacted. It was reintroduced in 2015 as part of the PATH Act, and corrects five regulatory issues confronting church retirement plans: Controlled Group Rules. The Church Plan Clarification Act establishes rules for aggregation of church-related entities for […]

Extension and expansion of charitable deduction for contributions of food inventory

The Protecting Americans from Tax Hikes Act of 2015 reinstates and makes permanent the enhanced deduction for contributions of food inventory for contributions made after December 31, 2014. For taxable years beginning after December 31, 2015, the Act modifies the enhanced deduction for food inventory contributions in the following ways: First, the 10% limit on charitable […]

Church Insurance Policy Level Discounts

Church Insurance Premium Discounts

Click to Request Quote Church Insurance Policy Level Discounts I don’t know about you and your church, but as your church insurance agent I love to find and apply discounts when they are available.  Depending on the church insurance company that we are placing your church with, we may have access to a number a […]

GuideOne Insurance

GuideOne Insurance is a Church Insurance carrier that really understands churches.  They recently came out with a new program for Churches that includes discounts for as much as 55% off of their base rates.  Churches will need to qualify for this program however here at Integrity Now Insurance Brokers we work with each church to […]

Same-Sex Marriage: Addressing the Commonly Asked Questions

Churches and Same Sex Marriages

Click to Request Quote Churches and Same-Sex Marriages Collide With recent court decisions being handed down in several jurisdictions regarding same-sex marriage, many religious organizations are coming across questions that haven’t been discussed in the past. To offer some insight, the following article has been provided by Lewis Roca Rothgerber LLP law firm, analyzing concerns […]

Five Things to Consider When Purchasing Insurance

Happy Thanksgiving!!!  This week, as you, your church and congregation are coming together in celebration, also remember to show appreciation for all you have been blessed with. Give thanks for good health, harmony, friendship and, of course, safety. Even in times of loss and struggle, it is important to also remember our blessings.  From all […]

California Proposition 45

Insurance is Confusing! There are millions of blogs out there, with lots of information. I just read one about electronic proof of insurance. We don’t have it in California, but I didn’t even know it existed! In some states, you can flash a copy of your coverage on your IPhone, and voila, you are covered![1] […]

Critical Church Insurance Coverages

You have insurance for your church now what?  Most churches assume they have all the insurance coverages they need or are supposed to have.  This assumption can be a bit misguided as many agents don’t understand insurance for churches or are only focused on price so they remove coverage to win the account. Also most churches […]

Churches and Being “Politically Incorrect”

There are many articles in the news today about churches being sued for being “politically incorrect”. It is such a sensitive issue that many churches are split on how to deal with it. This article is not going to be about love and grace. We will assume that your church already has love and grace […]

Churches and Lawsuits

Unfortunately, there are many kinds of lawsuits that that can be filed against churches. There could be an accident on church property, or an allegation made of sexual or other misconduct. Suddenly, the church is involved in litigation. When there are close ties to church leaders, this can really cause complications. If you peruse the […]

Church Health Insurance and the Affordable Care Act

We are approaching another season for evaluating our healthcare programs. What have we learned about the Affordable Care Act in regards to churches? In many cases coverage is not what consumers expected it to be and premiums are much higher. Tax implications have changed. There is not a “one size fits all” scenario. Your plan […]

Texas Church Insurance

If your church is located in Texas we are finding significant savings in this state.  I would almost dare to state that 95% of all churches located in Texas in which we quote with one of our carrier does in fact save money on their insurance.  I know what people are thinking 95%, well the […]

Church Theft Procedures & Guidelines

A local church recently found out that an estimated $600,000 was stolen from their Church.” The church who reported the theft said the theft included cash, checks and envelopes containing written credit card information. Many churches believe they are protected from these types of incidents as they trust their church family who are counting money […]

Mexico Auto Insurance

Integrity Now Insurance Brokers can help you obtain all of the needed insurance for your upcoming mission trip.  Check out our website to obtain the needed form in order to obtain a quote.  We can help you with coverage for your church owned vehicles and/or your private owned cars that will be driven by your […]