Most Catholic parishes don’t buy insurance on their own. Their diocese insures them through a diocesan program, and the parish pays its share. Knowing how that program works tells you what’s already covered and where a parish, school or Catholic organization still needs coverage of its own. This guide explains the three ways dioceses usually
Most small nonprofits and churches start with a $1 million directors and officers (D&O) limit. Organizations with employees, significant assets or programs that handle other people’s money often need more. The right limit depends on how much a lawsuit against your board could realistically cost to defend and settle, and on how your policy’s limit
There’s no single price for church insurance. A small congregation renting space might pay a few hundred dollars a year for liability coverage. A church that owns several buildings, runs a school and operates vans can pay tens of thousands. What you pay depends on what you own, what you do and where you are.
FEMA’s Nonprofit Security Grant Program made $300 million available in FY2026 with a $200,000 per-site cap. Here is what it pays for at a church, how to apply through your state, and why the paperwork also helps at insurance renewal.
Old church insurance is harder to buy in 2026. Here is what underwriters look at in an aging building, the five upgrades carriers ask for most, and a pre-renewal maintenance checklist.
Insurers are excluding data privacy claims, and liability policies don’t cover violations of law. Here’s how churches and nonprofits can close the gap.
If a fire or disaster makes your church building unusable, who pays for rent, staff salaries, and ministry expenses? Church business income coverage fills that gap. Learn how it works.
Churches collect sensitive donor and member data, making them targets for cyberattacks. Learn how cyber liability insurance protects your congregation from data breaches, ransomware, and online fraud.
Standard church property insurance does not cover flood damage. Learn what church flood insurance is, why you need it, and how to get the right coverage to protect your building.
Insuring a historic church building presents unique challenges that standard policies rarely address. Learn what your congregation needs to know about replacement cost, restoration contractors, and specialty coverage.
When comparing Brotherhood Mutual and Church Mutual for your religious organization’s insurance needs, keep these main points in mind. Both companies have a long history of serving churches and ministries, but they have some key differences that might make one a better fit than the other. Key Takeaways Brotherhood Mutual vs. Church Mutual: An Overview
Your church roof is your first line of defense against weather damage — and insurers know it. Learn how deferred maintenance can jeopardize your coverage and what to do about it.
