Four Critical Areas to Reduce Church Related Accidents
Churches of all sizes can use help with being able to reduce church related accidents. Let’s face it, accident happen and that’s why we carry Insurance.
We have inspected a countless number of church buildings and properties when helping churches identify ways to reduce accidents.
While church property insurance is one way to transfer risk away from the church to the church insurance company, this does not eliminate or reduce church related accidents.
When evaluating your church property, it is nice to have a fresh pair of eyes looking over everything. Having someone new look over you church premises increases the likelihood of noticing items that need correcting.
Four Areas to Inspect on your Church Property To Reduce Church Related Accidents
- Parking Lots and Walking Surfaces – Church members and visitors slipping and falling on your property is the leading cause of injury and church insurance claims. It is Important to make sure that building entrances and parking areas have adequate lighting. As you walk the grounds do you notice any uneven surfaces, potholes, and hazards that cause someone to be injured. Clearly identifying hazards such as unpainted parking stops, speed bumps, and curbs and taking corrective action can help reduce church related accidents in the future.
- Drainage – Prior to your next weather-related event, check your church drainage systems to help prevent water damage. Have a handyman inspect gutters, downspouts, and eaves to make sure they are clear of debris and functioning properly. A properly installed downspout should extend at least six feet away from buildings. Ensure downspout extensions are clearly visible and pointing away from where people walk. Downspouts flooding walkways could cause church members to slip and fall, so plan as you design your downspouts drainage. In-ground drainage pipes should be checked for proper drainage.
- Building Surface Maintenance – Inspect your church building to ensure they are in good shape from an appearance perspective. Basic church maintenance can help reduce church related accidents that can turn into an insurance claim related to property damage. This includes inspecting the tuck-pointing on masonry walls annually, and making sure that siding, trim, eves, caulking around windows and doors, and paint are all in excellent condition. Cracks in walls and the building foundation, can be signs of a more serious issues such as structural hazards.
- Roof and Trees – Churches should have their roofs and tree inspected by a licensed contractor annually. If you notice your roof is missing or has damaged shingles this can be your first sign of possible trouble. A licensed roofer will also inspect for inadequate flashing or caulking around vents and bell towers. Taking a proactive approach can help prevent water damage, including rotten wood, damaged interior and exterior walls, or stains on interior ceilings. Water damage can interrupt church services and potentially disrupt offering. Hiring an arborist to inspect and maintain your trees and shrubs, to ensure they don’t have the potential of causing damage to a church building or a member’s vehicle. An arborist can also inform your organization if a tree’s root system can cause plumbing or structural problems in the future.
When your church takes these four proactive steps each year, they help reduce church related accidents and the possibility of having an insurance claim. Our goal should be to help protect people and our church property.
We Are Here To Help You Organization Reduce Church Related Accidents
There is nothing better than having a true church insurance partner by your side. Integrity Now Insurance Brokers, has the expertise to help your church better plan and prevent losses.
It is important that your church buildings are insured with church insurance providers that have the risk management experience to help your church. As your church insurance brokers we have access to inspection checklist to make your job easier.
We are not here to just give you advice, but to also provide you with the resources you need.
We at Integrity Now Insurance Brokers can help place your church with the best church insurance companies. Our professional agents help churches in Arizona, California, Colorado, Nevada, Ohio, Texas, and Washington get the best health insurance they need for their church’s employees. Thanks to our experience, we offer a variety of services, including church property insurance, church liability insurance, church building insurance, workers’ compensation insurance for churches, and more.