Best Church Insurance Company
Integrity Now Insurance Brokers is constantly looking for the best church insurance company available for our churches. We are not just looking for the cheapest church property insurance companies but a combination of affordable church insurance and an insurance company that takes care of our clients.
Many church insurance brokers can struggle to keep their clients happy, as they mainly focus on price. While your annual church insurance premiums are important, coverage should be on a church’s top priority list.
We also understand that churches put tremendous trust in the church’s insurance agents. We have found insurance agents provide a competitive church insurance quote, but the church may unknowingly purchase an insurance policy that provides less protection.
How Does a Church Know the Difference Between Church Insurance Coverages?
When a church is considering shopping for a more competitive insurance policy, how do they know if they are purchasing a competitive and comparable policy?
Church Property Insurance Company A
Church Property Insurance Company B
If Company A and Company B show the same policy limits, why would a church believe the coverage is different? The short answer is they wouldn’t. Just like the above caption looks nearly the same minus the last letter (A vs. B), this is about the only difference you will notice in the insurance quote you are provided.
In addition, the church insurance agent will not provide the entire policy form to the church. Even if the insurance agent did provide the complete coverage form, the church will unlikely know the difference in the language.
How is a church to know which of the two companies is the best church insurance company? They are simply trusting the insurance agent to do the right thing. If you are the church insurance agent representing the inferior policy, how likely will they disclose this fact?
Not only is it doubtful they will reveal they are offering an inferior product, but it is also very possible they have not been trained to know their coverage is lacking. The insurance agent is often thrown into the fire and told to find new church clients. They are not trained to know more than the insurance coverage basics.
Working with a Trusted Church Insurance Agency
Integrity Now Insurance Brokers is one of the top church property insurance agencies located in southern California. We are willing to have those difficult discussions that deal with who we consider the best church insurance company available. This is because we are not one of those church insurance agencies who will sell our souls to an inferior product.
Unfortunately, many churches have purchased this inferior church insurance policy from one of these well-known church insurance companies.
We have spent countless hours educating churches, showing them how their policy reads. Once a church reads what is in their policy, compared to how other church insurance companies write their policies, they quickly discover they need us to fix their churches insurance.
Does the education stop there? No, we are there for our churches to help them with all their insurance and risk management needs. We are updating our blog page with relevant information so clients can find the information they need immediately.
We recommend reviewing one of our blog posts, How the Coinsurance Clause Affects Church Insurance Coverage. This post was based on an insurance review we did for a church client in Washington.
When your church is looking for the best church insurance company to protect your church, reach out to one of our church insurance agents. We are eager to review your church insurance policy and let you know how we can best help your organization. Contact us today for an insurance review and church insurance quote.