Complete Church Insurance Services — Independent Broker for Houses of Worship
Comprehensive Church Insurance Coverage — All in One Place
Integrity Now Insurance Brokers is a specialist church insurance broker serving houses of worship, ministries, and faith-based nonprofits across all 50 states. As an independent agency, we shop multiple A-rated carriers — including GuideOne, Church Mutual, and Philadelphia Insurance — to find the right coverage for your congregation at competitive rates.
- Church Property Insurance
- Church Liability Insurance
- Workers’ Compensation Insurance for Churches
- Church Auto Insurance
- Church Parsonage Insurance
- Church Group Health Insurance
- Church Life Insurance
Church Insurance Coverages We Offer
Whether your congregation meets in a historic building or a modern facility, we have the coverage to match. Our core church insurance programs include:
- Church Property Insurance — building, contents, and equipment
- Church General Liability Insurance — bodily injury, property damage, personal injury
- Workers’ Compensation Insurance for Churches — required in most states for paid staff
- Church Auto Insurance — church vans, buses, and ministry vehicles
- Church Parsonage Insurance — housing provided to pastors and staff
- Church Group Health Insurance — employee health benefits for church staff
- Church Life Insurance — life benefits for pastors and key employees
We also offer specialty coverages including abuse and molestation insurance, directors & officers (D&O) insurance, employment practices liability (EPLI), and religious expression coverage.
Why Work With an Independent Church Insurance Broker?
Unlike a captive agent who represents a single carrier, Integrity Now shops the market on your behalf. That means:
- We compare multiple A-rated carriers to find the right fit for your church’s size and ministries
- We understand the unique risks that churches face — from daycare operations to mission trips to youth programs
- We serve as your advocate at claim time, not the carrier’s
- We are licensed in all 50 states, including California, Texas, Florida, Georgia, and Ohio
Your church insurance policy also provides coverage for your licensed daycare facility, elementary school, Jr. High and High School, and Private College. Our carriers understand that churches have many different types of ministries that expand outside of a normal Sunday service. As you expand your ministry insurance needs, our carriers expand with you.
We proudly serve churches in all 50 states, including California, Texas, Florida, Ohio, Georgia, and all other states. Request a free, no-obligation church insurance quote today or call us at (877) 854-7396.
Who We Serve
Churches & Houses of Worship
We insure congregations of every size and denomination — from small community churches to large multi-campus ministries. Our carriers specialize in houses of worship and understand the unique risks that come with running a church, including sanctuary coverage, stained glass, pipe organs, and on-site schools or daycares.
Ministries & Outreach Programs
Your ministry extends beyond Sunday service. We provide coverage for food banks, after-school programs, mission trips, benevolence funds, and other outreach activities. As your ministry expands, our coverage expands with you — so you are never caught without protection when doing the most good.
Nonprofits & Faith-Based Organizations
Beyond churches, we insure Boys & Girls Clubs, humane societies, animal shelters, food pantries, and other faith-based nonprofits. We understand the liability landscape for community-serving organizations and help you get the coverage your funders and board of directors require.
All 50 States — Nationwide Coverage
Integrity Now is licensed to place church insurance in all 50 states. Whether your congregation is in California, Texas, Florida, New York, or anywhere in between, we can help. Call us at (877) 854-7396 or request a free, no-obligation quote online today.
Church Insurance — Frequently Asked Questions
What kind of insurance do churches need?
Most churches need a package including property insurance, general liability, and workers’ compensation at minimum. Larger congregations often add directors & officers (D&O) insurance, employment practices liability (EPLI), abuse & molestation coverage, and auto insurance for church vehicles. We can help you build the right package based on your church’s size, ministries, and budget.
How much does church insurance cost?
Cost varies widely based on building value, congregation size, ministry activities, and your state. Small churches may pay $1,500–$3,000 per year; larger churches with schools, daycares, or multiple campuses typically pay more. As an independent broker, we shop multiple carriers to find the most competitive rate for your specific situation. Contact us for a free, no-obligation quote.
What is an independent church insurance broker?
An independent broker like Integrity Now is not tied to any single insurance carrier. We represent multiple A-rated insurers — including GuideOne, Church Mutual, and Philadelphia Insurance — and shop the market on your behalf to find the best coverage at competitive rates. A captive agent can only offer one carrier’s products; we can compare several.
Do you serve churches in all 50 states?
Yes. We are licensed to place church insurance in all 50 states, including California, Texas, Florida, Georgia, Ohio, New York, and every state in between. We handle churches of all denominations and sizes, from small community congregations to large multi-campus organizations.
Does church insurance cover nonprofit organizations too?
Yes. In addition to churches, we provide insurance for Boys & Girls Clubs, humane societies, animal shelters, food banks, and other faith-based nonprofits. Call us at (877) 854-7396 to discuss your organization’s specific needs.