Church leaders are constantly finding new ways to address the needs of their community. From scheduling prayer services to hosting group events and handling administrative responsibilities such as insurance, this can be overwhelming, to say the least. This is where an insurance agent who specializes in churches can come to the rescue. Here’s everything you need to know about finding the right insurance agent and how to buy insurance:
Understand Your Options
First things first, understand the different types of insurance agents. Hiring a local agent won’t help solve any of your Church’s issues. Unlike businesses or commercial buildings, churches require a different type of coverage that meets their unique needs. This is why it’s important to find an insurance agent that specializes in church insurance.
The next thing to remember that there are two types of insurance agents, i.e., independent and captive. The latter works for an insurance company, whereas the former works solely for you. When it comes to Church insurance, independent agents are always a better choice, as they will focus on looking for the best solutions for you. They are familiar with the different kinds of coverages based on the unique needs of your ministry.
Go online and check for reviews on a reliable and trusted insurance agent. Take a step ahead and call the company to learn more about their services.
Learn About the Different Types of Church Insurance
Broadly speaking, there are two types of Church insurance:
- Church Property Insurance: This covers the church building, personal properties, and properties out in the open, like signs and fences.
- Church Liability Insurance: This will protect the church against claim of physical injury and property damage on the Church premises. This includes libel and slander.
Select An Agent
Once you’ve got a fair idea on Church insurance, it’s time to talk to agents to find the right one for your ministry. Choose one that works in line with your ministry’s values and mission. The company should offer policies that meet your unique needs. After selecting an agent, they will work with you through every step of the process to find the right coverage. They will offer a variety of packages for you to choose from. Some policies may not cover things like glass breakage, abuse and molestation, water damage, directors and officers insurance overage or no fault medical coverage. This is the time to discuss with your agent to ensure your ministry is protected properly.
Protect Your Church from Liability With a Leading Insurance Company
Church insurance is an important administrative responsibility for all church leaders. This helps protect your church from liability and claims. If you’re looking for a trusted and reliable insurance agent, Integrity Now Insurance Brokers is the one for you. We’re one of the leading church insurance companies that have helped ministries in Arizona, California, Nevada, Texas, Washington, and Ohio. Our services include house of worship insurance, workers’ compensation insurance, and commercial auto insurance just to name a few. Contact us to learn more about our comprehensive services.