Church Insurance Quotes Made Simple — One Application, Multiple Carriers
Getting church insurance quotes shouldn’t require filling out five different carrier applications. As independent church insurance brokers, we take your information once and shop it to the top church insurance companies — Church Mutual, GuideOne, Brotherhood Mutual, and more — then walk you through the quotes side by side. Start your church insurance quote here, or read on to see how the process works.
How Our Church Insurance Quote Process Works
- 1. Tell us about your ministry. Complete one short quote form — about 10 minutes. We follow up by phone or email to fill in any gaps.
- 2. We shop the market for you. We submit your church to multiple church insurance companies and gather their proposals. Carriers rate churches very differently, so quotes often vary widely for identical coverage.
- 3. Compare and choose. We review the quotes with you line by line — coverage differences, not just price — so your board can make an informed decision. No obligation.
What You’ll Need for an Accurate Quote
Having these details ready speeds up your church insurance quotes considerably:
- Building details: year built, square footage, construction type, roof age, and any recent updates (electrical, plumbing, HVAC)
- Average weekly attendance and number of employees and volunteers
- A list of ministries and programs — youth groups, daycare or school, mission trips, food service, counseling
- Church-owned vehicles (vans, buses) and who drives them
- Your current policy declarations page and claims history, if insured today
What Affects a Church Insurance Quote?
Carriers weigh your building’s age and construction, location, attendance and payroll, the ministries you operate, security and safety measures, and your claims history. Higher-exposure programs like daycares add premium; documented safety practices and good claims history can reduce it. Because every carrier weighs these factors differently, comparing several quotes is the only reliable way to find your best value — one carrier’s surcharge is another’s sweet spot.
Quotes for Every Coverage Your Church Needs
We quote complete church programs, not just single policies:
- Church property insurance — buildings, contents, stained glass, parsonages
- Church liability insurance — general liability, D&O, EPLI, abuse & molestation
- Commercial auto for church vans and buses
- Workers compensation for church staff
- Nonprofit insurance for ministries, schools, and affiliated organizations
Why Get Church Insurance Quotes from an Independent Broker?
A carrier’s agent can only quote that carrier. We represent your church — not an insurance company — so we can collect quotes from the specialized church insurers and standard carriers alike, then tell you honestly which proposal serves your ministry best. If a claim happens, you have an advocate in your corner.
Church Insurance Quote FAQs
Is a church insurance quote really free?
Yes. Quotes are free and carry no obligation. You only pay if you choose to bind a policy.
How long does it take to get quotes?
Simple churches often see quotes within a few business days. Larger churches or those with schools, daycares, or claims history can take a week or more because carriers underwrite them individually.
Can we get quotes if we already have insurance?
Absolutely — most churches we help are comparing against an existing policy at renewal. Reviewing quotes before your renewal date gives you leverage even if you stay put.
Will getting quotes affect our current policy?
No. Requesting quotes doesn’t notify your current carrier or change your coverage in any way.
Request Your Church Insurance Quotes Today
One application, multiple carriers, and a specialist who works for your church. Request your free church insurance quotes and we’ll start shopping the market for your ministry today.