Medi-Share – Christian Share Ministry is a non-profit organization that provides an alternative to Health Insurance. While it is not insurance it does act much the same way. Recently my youngest daughter came down with a high fever 104.8 degrees (that is high in my book). My wife and I were very concerned but we didn’t think it justified going to the Emergency Room or Urgent Care. So this gave us our first opportunity to use MDLive. I wanted to give you my experience on this product.
Overall it was a great product. We scheduled for a Doctor to call us during the worst flu season where tons of people all across American are sick. It is my understanding that normally a Doctor will call within 15 minutes. However, during this time it took 2 hours for the Doctor to call. While it seems like forever, I would say this was a pretty awesome response time. You are given the option for a voice or video chat and we pick voice as our daughter didn’t have any type of rash that needed to be looked at. The Doctor listened to everything and gave their recommendations and in the end calmed my wife down. My wife’s only complaint was the Doctor was hard to understand because of her accent. With Medi-Share the cost was 100% free for this service. I really appreciated this because if we needed to go to our primary care doctor we would have had to pay a couple hundred dollar (until our household share was paid in full) to be told the same thing over the phone.
What I did learn was that we are required to register and create a new username each year with MDLive. I asked if we could use the same username and they told me no. This is more of an annoyance than anything else. Hopefully one day this policy will change. Like I said this is not a big deal but something they should work on improving in the future.
If you are interested in Medi-Share – Christian Share Ministry give us a call to discuss further.
Integrity Now Insurance Brokers, Inc