We are approaching another season for evaluating our healthcare programs. What have we learned about the Affordable Care Act in regards to churches? In many cases coverage is not what consumers expected it to be and premiums are much higher.
Tax implications have changed. There is not a “one size fits all” scenario. Your plan depends on many things; your pastor’s salary, coverage needed and the size of the church. Will the church pay for all or part of the expense of the plan?
Pastors must have coverage. Church leaders have a responsibility to see that their pastor’s compensation package provides coverage, or that the compensation package is adequate for the pastor to purchase coverage for himself. It may be cheaper for the church to purchase the policy itself, since up to 35% will be subsidized by the federal government.
Church healthcare plans must be a “qualified” health plan. At Integrity Now Insurance Brokers, we have the expertise you need you help you find the best plan for your church.
This is a good time to start thinking about your church’s health plan for 2015. Don’t wait until the last minute.
Integrity Now Insurance Brokers, Inc.